Purchasing Cards

More companies today authorize and control corporate purchases by placing purchasing cards in the hands of their
employees. Merchants who accept purchasing cards are able to provide a value-added service to their
business-to-business (B2B) customers, increase customer loyalty and achieve preferred supplier status.
Purchasing cards are an effective B2B solution that helps corporations reduce the administrative costs associated
with authorizing, tracking, paying and reconciling small purchases, while maintaining control over their company's
purchasing process. Merchants who accept purchasing cards have the advantage of attracting thousands of
American businesses that process business-to-business transactions. Acceptance of purchasing cards allows
merchants to capitalize on the growing B2B opportunity by encouraging corporate customer loyalty. First Data
Independent Sales offers merchants purchasing cards, Levels I through III.
First Data Independent Sales offers three purchasing card payment solutions that enable suppliers to accept major
purchasing cards from their buyers. Merchant suppliers also benefit from FDIS 24/7 customer support.
Purchasing Card, Level I
Level I provides businesses with limited information. No additional information, other than what data is captured in a
transaction is necessary. Therefore, no prompts or special point-of-sale equipment or software is required.
Date
Cardholder name, account number
Default accounting (if applicable)
Supplier name, location
Supplier ZIP code
Total dollar amount of purchase
Purchasing Card, Level II
Level II provides corporations with more control over the purchasing process by capturing and transmitting additional
information. In addition to standard transmitted data, Level II purchasing cards require:
Separate purchase and sales tax amounts
Customer code/number (e.g., an accounting code or purchase order number)
Address Verification Service (AVS)
Purchasing Card, Level III
Level III requires processing software that enables merchants to provide line-item details to the customers (e.g.,
discount amounts, freight, duty, codes, descriptions, and other identifiers) in concise transaction activity reports.
Purchasing PC Level III is a software application that allows suppliers to provide line-item detail to corporate
customers, operates in the Microsoft Windows environment, and enables suppliers to navigate through the
order-entry and payment process. Detailed data reports provide a concise review.
The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP for Wells Fargo Bank, NA, Walnut Creek, CA an FDIC insured bank. American Express® requires separate approval. FDIS San Francisco is an independent agent office for Cardservice International.
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